Transaction
Advisory
Mandate (TAM)
Crafting Deals that Fly
- Focusing on client support from credit application to disbursement:
- Door-to-door client-side technical support.
- Mandated support without undermining lender role.
- Customizable to deal-specific requirements.
Contextual Rationale
- A consistent feature in credit environment is the volume of transactions that fail to progress beyond appraisal due to deficiencies in preparation, structuring, and documentation despite their potential commercial viability.
- Credit applications are often submitted to lenders with incomplete documentation, weak structuring, and over-optimistic assumptions, leading to declines before the actual business case is assessed.
- The Transaction Advisory Mandate addresses credit application deficiencies at source by providing hands-on technical support to clients throughout their credit application journey.
Incomplete Documentation
Transactions submitted with weak business case, incomplete documentation, and loose legal structures.
Weak Structuring
Funding requests lacking deal architecture, risk parameters, and commercial logic.
Misaligned Objectives
Transactions with low credit discipline, financial capacity, capital structure, and weak collateral proposition.
Transaction Mandate Delivery Parameters
- The Transaction Advisory Mandate is delivered through two structured engagement modes.
Task-Specific Mandate
- This mode covers selected mandate parameters based on client requirements and transaction development stage.
- Focused advisory scope
- Flexible and modular engagement
- Suitable for transactions already in progress
Door-to-Door Mandate
- This mode covers the full mandate scope from concept development to disbursement and, where required, post-implementation support.
- Full transaction lifecycle coverage
- Integrated structuring and execution support
- Suitable for new or complex transactions
Transaction Mandate Scope
- The Transaction Advisory Mandate covers six core credit parameters.
- 1
Lender Identification and Financing Outreach
- Disciplined and non-exclusive identification of appropriate financing partners and aligning credit application to lender requirements.
- 2
Transaction Preparation and Bankability Structuring
- Developing transaction architecture, financial structuring, and alignment of risk, collateral, and covenants.
- 3
Transaction Documentation and Application Readiness
- Preparation and refinement of transaction documentation in line with best-practice credit standards.
- 4
Term Sheet Review and Negotiation Support
- Technical support in term sheet negotiation and reviewing of key commercial terms.
- 5
Legal Documentation Review and Advisory
- Review of financing agreements and alignment with negotiated terms.
- 6
Post-approval, Disbursement and Implementation Support
- Support through credit approval, financial close, disbursement, and post-disbursement advisory.
Market Acquaintance and Lender Outreach
- A disciplined and non-exclusive outreach across multilateral, international, and regional financial institutions on commercially reasonable effort and on a non-circumventive basis.
SAMPLE - I
Multilaterals and DFIs
SAMPLE - II
International Banks & FIs
Operating Discipline
- The Advisory Mandate is delivered within a clearly defined institutional framework to preserve independence and maintain integrity.
Exclusive Client-Side
All advisory services are provided exclusively to the client.
Institutional Independence
Financing institutions retain full control over credit process.
No Brokerage
The mandate does not involve any commission-based activities.
No Lender Liability
No fees, obligations, or any liabilities on any financing institution.
Limited Interaction
Engagement is limited to standard credit protocols.
No Moral Hazard
No prior endorsement of client credit worthiness of any kind.
Office: +25478786492
Mobile: +254728864922
Email: contact@arcoired.org
inquiries: info@arcoired.org
Location:
Muthangari, Lavington